Top Listed NBFC Registered Personal Loan Apps In India

Top Listed NBFC Registered Personal Loan Apps In India

When you urgently need cash, then you are left with limited options. One of them is a personal loan. Taking personal loans from banks is a time-consuming procedure as the verification and approval process may be long and difficult.

Fortunately, now you have the option to get a fast-tracked loan through personal loan apps. Let us discuss the top-listed registered NBFC loan apps in India.

Top Listed NBFC Registered Personal Loan Apps In India

List of Top NBFC Registered Personal Loan Apps In India:

  1. Fullerton India Instaloan

The Fullerton India InstaLoan app offers 100% digital and hassle-free loans to salaried professionals. The application process is also very simple, and all you need to do is fill up a simple form in which you need to enter your details and other information like personal income, contact details, etc.  Some features of Fullerton’s Instaloan app are:

  • Digital application and disbursal
  • Personal Loans up to Rs 25 lakhs
  • 24×7 availability of personal loan eligibility calculator and applications
  • Dynamic application tracking process.
  1. Payments

Payments offer loans with a quick sanction within five hours. Payments offer personal loans up to ₹ 5 lakhs, and you can also use between ₹ 5000 to the whole sanctioned amount for your expenses. The app also offers an EMI calculator to help you plan your repayment options.

  1. IndiaLends

IndiaLends is one of the best loan apps in India for quick cash disbursement. IndiaLends offers fast loans online with attractive interest rates and dispenses the loans within 48-hours. Moreover, their loan disbursal process is smooth and risk-free.

  1. Dhani

It is popularly marketed as the “phone se instant” personal loan app and disburses the sanctioned amount directly to your bank account. The upper limit for an instant loan is Rs 15 lakhs, and their interest rates start from 12%.

To avail of the instant loan option from the Dhani app, you need to download the app from the app store of your phone, and then proceed with your application by simply entering your Aadhar number.

  1. Nira App

NIRA is a finance technology company and offers easy and instant credit lines to salaried professionals. The line of credit ranges between ₹ 3000 to ₹ 1 lakh, and you can repay the loan in between a period of 3 months to 1 year. The interest rate also depends upon the amount you want to borrow and your repayment period.

  1. Capital First Limited App

The Capital First Limited app is a popular quick loan app for Indian lenders as it claims the fastest disbursal time of only two minutes. The company also provides a flexible repayment period ranging between 1 year to 5 years, and you can borrow a quick loan of up to ₹ 25 lakhs.

  1. CASHe

Based on the digital lending platform, CASHe provides quick personal loans for unforeseen financial needs. However, its beneficiaries are limited to salaried professionals with a continuous source of income. It is a quick loan app with a hassle-free disbursement procedure as you only need to fill up a simple form to seek disbursal of loan.

  1. Credy Technologies

Credy Technologies has its instant loan app, which offers quick cash on personalized terms to loan seekers. They don’t have any hidden costs, no requirements for collateral, or a guarantor, quick online processing, and they even accept a low CIBIL score in certain cases.

The repayment duration ranges from 3 to 15 months, and one can apply for an instant loan between ₹ 10000 and ₹ 1 lakh.

  1. SmartCoin

As the name suggests, SmartCoin is an advanced finance technology company that offers its customers a personal loan app through which they can apply for small loans ranging between ₹ 1000 and ₹ 25000.

The loans are available for everyone, including salaried professionals, home-makers, teachers, etc. Also, there are no minimum salary requirements.

  1. LazyPay

LazyPay is another popular personal loan app. It offers an instant personal loan of up to ₹ 1 lakh through a quick digital process and minimum documentation. They are quite popular among young lenders, and they disburse over 1 million loans every month.

The above-mentioned personal loan apps are the most trusted instant loan apps, and if you also want instant cash for meeting a financial need, you can download their app now and get going!